What Grants Are Available to First Home Buyers in Victoria?
The Victorian Government, as with other states and territories in Australia had developed a number of initiatives to help people purchase their first home. Each state has a slightly different incentive, however in Victoria, when purchasing/building a new home you may be eligible for a First Home Owner grant (FHOG): Buying or building a new […]
Just How Personal Can a Mortgage Application Get?
One of the biggest concerns that many first time applicants share relates to the in depth checks and investigation undertaken by banks when it comes to checking whether or not a borrower is eligible. During this phase most lenders will perform a few traditional checks, including evaluating a credit report, but there are times where […]
Happy New Financial Year!!
Attention first home buyers!! July 1st has finally arrived and there are several policies from the federal and state budget that you MUST know about. DON’T wait any longer, these incentives may help you to afford your first home faster. First Home Super Saver Scheme – In a bid to make saving for your first […]
Mortgage Brokers, How Can I Benefit From Using One?
When you’re looking for a home loan, you could go to a mortgage broker or to a lender. While a lender will only offer you its own products, a mortgage broker is an industry expert who will take the guesswork out of finding the mortgage product that suits you and your needs. Interestingly, according to […]
Budget 2017… snore…. How might the Federal budget affect me?
Are you a first home buyer? The government is aiming to reduce the pressure on housing affordability. What’s in it for me?! First Home Super Saver Scheme – In a bid to make saving for your first home easier, eligible individuals will be able to make pre-tax voluntary contributions to their superannuation account. From 1 […]